How much does Paystack charge per transaction?

For local cards (cards issued by Nigerian banks)

  • Charge per transaction is 1.5% + NGN 100
  • The NGN 100 is waived for transactions below NGN 2,500. This means that for transactions below NGN 2,500 the charge will be 1.5% only
  • Fees for local cards are capped at NGN 2,000 - which means that is the absolute amount of money that will be paid to Paystack in fees

For international cards

  • Charge per transaction is 3.9% + NGN 100
  • The NGN 100 is waived for transactions below NGN 2,500.

For payments made with Pay with Bank option

  • Charge per transaction is 1.5% + NGN 100
  • The NGN 100 is waived for transactions below NGN 2,500. This means that for transactions below NGN 2,500 the charge will be 1.5% only
  • Fees for local cards are capped at NGN 2,000 - which means that is the absolute amount of money that will be paid to Paystack in fees

For more information, please see the Paystack Pricing page.

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