Pay with Bank

When you integrate Paystack, your customers will be able to pay you directly with a Nigerian bank account number.

Transaction charges on Pay with Bank transactions

  • Charge per transaction is 1.5% + NGN 100
  • The NGN 100 is waived for transactions below NGN 2,500. This means that for transactions below NGN 2,500 the charge will be 1.5% only
  • Fees are capped at NGN 2,000 - which means that NGN 2,000 is the absolute amount of money that will be paid to Paystack in fees

Which banks are supported?

Customers with accounts at the following banks can pay you with the Pay with Bank option:

  • Access Bank
  • ALAT by Wema Bank
  • Diamond Bank
  • Fidelity Bank
  • First City Monument Bank
  • Guarantee Trust Bank (GT Bank)
  • Sterling Bank
  • Zenith Bank
  • UBA Bank
  • Unity Bank

Can customers do recurring payments with Pay with Bank?

It's currently not possible for customers to make recurring payments with the Pay with Bank payment channel.

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